1. How does JB Global charge?

The initial consultation with a JB Global Investment Adviser are provided free of charge.

JB Global complete financial plans tailored to your individual circumstances are also provided for free.

For JB Global strucutred investments, JB Global receive performance fee. By charging a performance fee the interests of the client are directly alligned to the remuneration of the investment adviser. This creates a win / win situation for both the client and the adviser provided the investment advice. This performance fee structure is the first of its kind in Australia. JB Global remains the market leader in setting the industry standard here in australia when it comes to ethics and integrity within the financial planning and stockbroking industry.

For the JB Global Premium Portfolio Service a management fee only applies. Again the aim of this structure is to ensure the interests of the client are directly correlated to the remuneration of the investment adviser.

Any fees and commissions received will be outlined within the Financial Services Guide and Statement of advice which will be provided to you prior to investing.

2. Do I pay brokerage?
No. We believe that the interests of the investor and that of the investment adviser need to be correlated. This is achieved by offering no brokerage or transaction fees when advice is given. A management fee is charged based on your portfolio balance, thereby ensuring the remuneration of JB Global is aligned to the investment performance provided to the client.

3. How often do I contact my adviser?
You can contact your adviser as often as you need however at a minimum your JB Global adviser will meet with you face-to-face once a year to discuss your portfolio performance and reassess your investment objectives. Your adviser monitors your investments daily making adjustments after giving consideration to the ever changing investment markets and any changes to your own personal circumstances. As the investor you are kept fully informed as you ultimately control each investment decision.

4. Why should I invest with capital protection (insurance)?

By investing with capital protection you are significantly reducing risk.

The aim of capital protection is to minimise the loss when the market falls.

In 2008 the sharemarket fell over 50% with the majority of superannuation funds declining by almost 30% as a result of the Global Financial Crisis. During this time when the market fell and many economists described as the worst global crisis in over 70 years, JB Global clients had the majority of their investment protected.

While capital protection gives you the 'sleep at night' knowing the majority of your lifetime savings is protected when the market falls, you also have the comfort to invest in high growth assets without the usual risks associated thereby increasing your potential to enjoy high profits when the market rises.

5. Why adopt a focused investment philosophy?
In general, the more stocks held in a portfolio the more difficult it is to outperform the market. To ensure performance is maximised, JB Global adopts a focused investment philosophy similar to the proven strategy implemented by Warren Buffet. This gives you the potential to receive outstanding capital returns.

6. How do I transfer money to my account?
When you become a client of JB Global you are required to set up a Macquarie Cash Management Trust bank account. You can transfer money into your Macquarie Cash Management Trust account by either sending a cheque, direct transferring funds via internet banking or by using B-Pay.

7. Where do I direct dividends on my shares?
When you buy shares, the share registry will send you information about the companies you own. Shortly after acquiring your new shares, you will be sent in the mail forms enabling you to direct credit dividend payments. You should complete these forms, making sure that you nominate your Macquarie Cash Management Trust account as the account on the form. This will enable your investment adviser to monitor the payment of dividends for the companies that you own.

8. Why leverage?
Up to 100% leverage can be obtained through Margin Lending, giving you the capacity to invest more than would be possible by using your own funds – up to 10 times more. With leverage, you have the capacity to accelerate the performance of your portfolio. The more money working for you, the greater the potential return!

Leverage isn't suitable for every invester. There is an additional risk being the interest expense. Speak to a JB Global investment adviser to determine if leverage is suitable to your circumstances.

9. How can I lock-in gains?
You can lock-in the gains on your portfolio simply by increasing the level of capital protection. This generally involves paying a premium to ensure that your profits are locked in.